TechDesignz Creations

GET YOUR AD ON CRAIGSLIST; not every time, not everyday, not everywhere but more than you were able to get it on there in the past without as much hassle. No more getting your ads flagged as much, ads not showing or your accounts blocked. Its not magic or rocket science to get your ad on Craigslist.

First of all Craigslist has very clear posting guidelines as to what you can post and how often you can post. And Craigslist very strongly promotes personal safety.

So what to do:

-Landline and cell phone numbers are the best to verify an account with. Be careful who you share an account with if you have to borrow a phone number to create an account with.

-Use well know emails such as Microsoft Hotmail, Google mail or Yahoo mail-these are secure online email services if you don't have your own home internet service.

-Avoid slang or street talk as this may sound offensive or unsafe.

-If you sell something that is really safe but you know offends other people, just reword the ad in a safer sounding manner. There are lots of things that aren't illegal or against the law, some people are just offended.

-NEVER give out your personal address or email-if you need to meet someone to sell an item then use a different email or choose a public location and have someone with you.

-LAST BUT NOT LEAST-BUYER BEWARE-theres always the chance something you buy can quit working or something you sell may not work well for who you sold it to.

-And if you choose to meet someone you never met before; well you never really know someone until you meet them and hang with them for a while or become friends-no ones perfect.

-There are no money back guarantees or warranties on Craigslist so when selling or buying, agree with your buyer or seller what to do if something you sell or buy breaks or causes any problems.

Powered by Qumana

I have been hiding the death of my spouse from the bank so am I breaking any rule or it is okay? You may find many people who ask these kinds of questions to their real state advisors. Let’s have a look on it.

Posted on 18 September 2010

death of spouse

First of all, loosing a partner is really a stressing thing and if it is elated to a partner who have been providing you a financial support, as well, then it becomes more difficult to face this fact.

There are certain reasons that compel anyone to keep their spouse’s death confidential from their lenders. May be they are not in the financial state in which they can qualify for the same terms with the taken off the name of their spouse from the loan.

There are various federal laws available that support widows and widowers in such situation. These laws allow them to hold the loan by listing them either a borrower or as joint titleholder. But lenders don’t do this always because the basis of the loan changes if one of the markers dies.

Hiding the death from your bank may put you in any criminal scene (doubtful), as your bank may file a complaint of fraud against you. It is recommended to consult a lawyer with any legal questions. That’s because if you don’t report the death of your spouse to the Social Security Administration and keep receiving checks, then you are driving yourself towards a serious sanction nothing else.

Your bank can whisk away the loan anytime even if you have reported the death of your partner. That’s because lenders never want to keep distressed real estate on their lists. Additionally, lender may allow you to refinance your mortgage (but not in all cases) if you have been current with your payments.

The other incentive of reporting this issue to the bank is that, if your partner carries credit card insurance on his/her mortgage then house would be paid off in one single payment on your partner’s death. Show original documents for this purpose.

You can do another thing if you lost your partner and that is the changing of the beneficiary on your will, bank accounts, and on any other life insurance you posses. If you own a car but that is also registered on his name, then change the owner’s name on legal papers.